8 Tips for Parents Teaching Their Kids How Money Works

All parents want nothing but the best for their kids, and that includes growing up to be successful in life. But when it comes to money, many parents struggle terribly to teach their kids about it. The good news: even parents who haven’t been financially successful themselves can teach their kids everything they need to know about money including how misunderstood it is by the masses.

Steve Siebold is author of the new book “How Money Works: Stop Being a Sucker,” and is a self-made millionaire who has interviewed more than 1,300 of the world’s wealthiest people over the last 35 years.

His 8 tips to help parents teach their kids how money works:

- Teach your kids to dream big: The self-made rich are the biggest dreamers in the world, and parents encourage their kids to dream beyond what they think is possible. The truth is that not all their ideas are winners, but that doesn’t discourage them from thinking about it. Encourage you kids to dream about whatever it is that motivates, excites and drives them.

- Teach your kids to build a healthy relationship with money: Unfortunately, most people see money through the eyes of fear and scarcity. The wealthy teach their kids to look at money as a positive force in their lives, and see it through the eyes of freedom, possibility, abundance and opportunity.

- Teach your kids that wealth is nonlinear: School and most of what you learn is going to teach you to think in linear terms or in a straight line. 123. ABC. Unfortunately, the serious problems in society are rarely solved at this basic level of thought. Encourage your kids to look at things in as many different ways as possible, and in ways that other people never even consider. Teach them that linear thinking is the obvious. Nonlinear thinking is the nonobvious. Linear thinking will make your kids a living. Nonlinear thinking will make them rich.

- Teach your kids to maintain a sense of urgency: Teach your kids that with each passing year, time seems to accelerate, so they must operate with a sense of urgency. The masses procrastinate, stall and put-off fulfilling their commitments to the very last minute, which is often too late. Teach your kids it starts now by completing their class assignments, homework, chores, sports or music practice, and anything else they commit to in advance or at least on time.

- Teach your kids to embrace conflict: Most people avoid conflict at all costs. They hate it. Teach your kids that constructive conflict can be a valuable learning mechanism. When smart people disagree on ideas, philosophies and strategies, new levels of understanding can be reached. Teach your kids to keep their emotions out of conflict and look at it through the eyes of logic and learning. If they do this, they’ll be able to use conflict to learn, grow, be more successful and make more money. Remember, conflict is inevitable, but combat is optional.

- Teach your kids to fail forward: Teach your kids that success is usually built on a series of attempts and failures. Most of the world views failure as a death sentence. Instead of learning from the failure and moving forward, most people shrink back into their comfort zones and play it safe for the rest of their lives. Teach your kids that failure isn’t fun, but it is the required foundation of making it big. Making mistakes and the education they will give you is to be expected and embraced.

- Teach your kids to take responsibility: Teach your kids they are responsible for their success, fulfillment and happiness. Most people like to blame everyone and everything but themselves for their struggles. It’s never their faults because they refuse to grow up and accept the fact that they are makers of their own destinies. Teach your kids not to wait for the hero on the white horse to come riding in to save them. They are the heroes and they are 100% responsible for saving themselves.

- Teach your kids to cocoon themselves: Teach your kids to be selective over who gains access to their inner circle. The masses see this as an elitist action successful people take to isolate themselves from others because they think they’re better. That’s simply not true. Cocooning is about protecting your consciousness from the fear and scarcity mindsets that plagues the masses. Dr. Albert Einstein said, “Consciousness is contagious,” and he couldn’t be righter. Your kids will be the average of the five people they spend the most time with.

5 Signs Your Marriage Is Over

With over 25 years of experience, Adam Edelstein has seen the signs. As the elder son of the legendary divorce attorney, Saul Edelstein, Adam has built his law practice with a passion for justice promoting fairness, a hallmark of his success.

Please see below for Adam’s insights on how you can tell your marriage is nearing its end.

5 Signs Your Marriage Is Over
By Adam Edelstein

You Don’t Communicate

In one study, 53 percent of couples reported that a lack of communication was a core reason for their divorce. In any relationship, communication is crucial to build on a foundation of honesty and trust. When you and your partner won’t address relationship issues or share in each other’s joy, you’ve lost that connection.

If this critical connection is damaged beyond repair, your marriage could be on a slippery slope toward divorce.

You’re Constantly Arguing

Do you consider your partner one of your best friends? Any relationship is much stronger if there is a friendship behind it. If you’re more at ease when your partner is out of the house or far away, you should consider other options.

If you’re constantly arguing, looking for ways to belittle each other, or even completely avoiding each other, your relationship is certainly on the rocks.

You’re Constantly Thinking About Separation

On average, 20 percent of married women and 13 percent of married men, report having thought about leaving their spouse.

The moment you start thinking about leaving your spouse, you’re living in a single mindset. These thoughts are a major sign that it’s time to get serious, or consider a divorce.

There is Infidelity

It may be hard to rebuild trust in your marriage if your partner has cheated on you in the past. Once you have broken your partner’s trust, it is nearly impossible to restore and the psychological damage that infidelity can have on a person can last for years, if not a lifetime.

Your Relationship Lacks Intimacy

Has your relationship lost its intimacy? Do you find your mind wandering, rather than giving your partner the attention they deserve?

Physical affection is a strong predictor of satisfaction, affection and likeability in a relationship. The oxytocin produced during intimacy promotes bonding, reduces stress and can even boost trust in a marriage.

Adventures of Dally and Spanky Movie DVD

My 10 year old granddaughter loves horses. I think most little girls do! We get together often for movie & play dates and this movie looks like a great family-friendly film for your next family movie night. I don't know about all of you, but I'm really tired of all of the animated flicks and films that involve Princesses. Time for something new and different. Here's information about it.

The amazing real-life dog and pony friendship that took the internet by storm becomes a feature-length film when ADVENTURES OF DALLY & SPANKY rides onto DVD and Digital September 10 from Sony Pictures Home Entertainment. Brenna D’Amico (TV’s “Descendants”), whose father is played by country music superstar Trace Adkins, and Reylynn Caster (TV’s “American Housewife”) star as half-sisters who prove that anything is possible when their two animal companions form an unlikely bond that sends their family on an amazing, inspirational journey.

ADVENTURES OF DALLY & SPANKY also stars Elaine Hendrix (The Parent Trap) and Denise Richards (Starship Troopers).

Directed by Camille Stochitch, ADVENTURES OF DALLY & SPANKY was written and produced by Tyler W. Konney with Barbara Greaves, Bobby Hillis and Stochitch as executive producers.

ADVENTURES OF DALLY & SPANKY has a run time of approximately 84 minutes and is rated PG for brief language.

SYNOPSIS: Inspired by the true animal friendship of a Jack Russell Terrier and a rescued miniature horse, the story of Dally & Spanky’s bond has captivated audiences. This sensational duo has generated millions of video views and is now the inspiration for this brand-new feature film!

Addy and Ella are teenaged half-sisters with little in common. When 17-year-old Addy loses her father, she retreats from her family and struggles to deal with his loss. Ella, with her dog Dally, reaches out to create a bond with Addy and Spanky, the miniature horse she’s just inherited from her father. Not only do the animals get along, but they quickly become a dynamic duo thanks to Addy and Ella’s training. Their act quickly goes viral and wins their high school talent show, bringing the girls closer! Unfortunately, the family realizes that the cost to keep Spanky is too high and they’ll have to send him away. But Addy gets an idea and submits their routine to a popular TV talent show. Now, it’s all or nothing…and ANYTHING can happen!

The New Movie Comedy LITTLE on DVD

Looking for a new flick to watch? Do you enjoy comedy movies? If so, you'll want to check out the new Blu-Ray and DVD release for LITTLE on June 25th, 2019. Here's some information about the upcoming release and on the movie.

The big boss gets a small dose of karma in LITTLE, an inventive new twist on the “body swap” comedy. The film arrives on Digital and the all-new digital movie app MOVIES ANYWHERE on June 25, 2019 and on Blu-Ray™, DVD, and On Demand July 9, 2019 from Universal Pictures Home Entertainment. Hailed by critics as “big fun” (Shawn Edwards, FOX-TV), LITTLE shines a bright light on the incredible talent of the three female leads and shows the true meaning of Black Girl Magic. This light-hearted, comedic and heartwarming film on Blu-rayTM, DVD and Digital comes packed with lively exclusive bonus features including a gag reel, behind-the-scenes featurettes, a hilarious “mockumentary” featuring Regina Hall and a special “Assistant Survival Guide” presented by Issa Rae.

LITTLE is an irreverent new comedy about the price of success, the power of sisterhood and having a second chance to grow up — and glow up — right. Regina Hall (Girls Trip, “Black Monday”) and Marsai Martin (Black-ish) both star as Jordan Sanders — Hall as the take-no-prisoners tech mogul adult version of Jordan and Martin as the 13-year-old version of her who wakes up in her adult self’s penthouse just before a do-or-die presentation. Issa Rae (“Insecure,” The Hate You Give) plays Jordan’s long-suffering assistant April. Using heart and humor, LITTLE teaches us to not shy away but to celebrate the greatest and most authentic versions of ourselves.

Filled with laugh-out-loud moments from beginning to end and amusing bonus content, LITTLE makes the perfect movie for a Girls Night In! The film is based on an idea by Marsai Martin, who also serves as an executive producer, alongside Regina Hall, Preston Holmes (Girls Trip, Night School), and Josh Martin. Little is directed by Tina Gordon (What Men Want, Drumline), produced by Will Packer (Girls Trip, Night School), and also stars Justin Hartley (“This Is Us”, A Bad Moms Christmas).

Tropical Flower Punch Recipe

I enjoy hosting a lot of outdoor parties during the summertime. Our guests really like to hangout in our backyard playing outdoor games or lounging around our swimming pool. My husband will toss burgers, steaks and hot dogs on the grill and we ask our guests to bring along a side dish. As party hostess, I'm always in-charge of providing the adult beverages!

Today's guest post recipe is courtesy of Sparkling Ice. I really like that this recipe utilizes coconut rum which I absolutely LOVE!!! It's the perfect summertime cocktail.

Tropical Flower Punch Recipe

1 cup of coconut rum
1 cup of mango juice
2 cups of orange juice
1/4 cup of grenadine
2 cups Sparkling Ice Coconut Pineapple
Edible flowers, for garnish

In a large punch bowl, combine the coconut rum, mango juice, grenadine, Sparkling Ice Coconut Pineapple and stir. Fill glasses with ice and ladle in the punch, garnish with edible flowers and serve immediately. If you're not serving it immediately...keep it chilled in the refrigerator.

HUGE Hornet Bee's Nest and Hive

Seven years ago we purchased an older home and have been renovating it for the past 7 years. There was a small Florida sun room that hadn't been updated or modernized since the early 1970's. We decided to demolish that room and build a new one.

Hubby started off by knocking down some of the walls and then was working on tearing down the ceiling when low and behold he found this....YES....a huge hornet bee's nest and hive up in the rafters. Oh my gosh!!! We had never seen one this big before!

After getting the ceiling panels down he hit it with bee spray to make sure that he killed all of the bees. He then waited for 2 hours and finally knocked it down and removed it. I hope you can see by my photograph how BIG that nest was!!!

We had noticed the spring, summer and fall the year before a lot of bee activity around the back side of our home but had never expected to find that up in the ceiling. Thankfully the room has been completely demolished and our new room is almost complete. I'll update the blog with some before and after photo's in a few weeks.

I'm deathly allergic to bee stings, so I'm pretty happy that the nest and hive is GONE. Plus, I don't have to worry about those bees attacking myself or my grandchildren anymore. Bye-Bye Bees!

6 Things You Can Do to Prevent Animal Cruelty

How many of you are animal lovers? We are! We have animals as pets and we're always donating goods and volunteering our time to worth animal rescue groups. Animals become valuable members of our family and are loved. With that said...there are some nasty people in this world who abuse them.

In recognition of Animal Cruelty Month this April, canine authority Jeffrey Scott Franklin, owner and operator of Cobra Canine, is sharing six ways to prevent animal cruelty. Please pass this information on to all of the animal lovers in your life!!!

6 Things You Can Do to Prevent Animal Cruelty

1. Don’t get a pet as a toy or an impulse decision. The people who aren’t up for the 8 to 15-year commitment of responsibility (financially, physically and emotionally) are often times the ones who end up sending their pet to a shelter or simply not caring for the pet as is required. Pets need food, shelter, regular baths and nail clippings, vet checks, vaccines and in their lifetimes some sort of vet care or geriatric care may become necessary. Be prepared for these and this will make sure animals aren’t neglected.

2. If you don’t know much about dogs (or any specific animal in question), don’t breed them. Let experts do the breeding work. Enjoy your pet to his or her fullest- without adding more animals that may or may not end up in great homes. While we aren’t advocates of spaying or neutering until at least two years of age, we do believe in being responsible if your pet is around other animals.

3. Volunteer at an animal shelter. If you feel the need to have a fuzzy pet friend, but not a lot of time- donate your time and energy to a local shelter. Go walk a few dogs and pet some animals that need some love and attention. There are never enough volunteers at these places.

4. Keep them warm and cozy. Donate extra blankets and care items you may already have in your home to local shelters.

5. Report suspicious activity. If you see animals that are maltreated, mistreated or neglected- report it. You won’t get backlash for this from the authorities- but you very well may save an animal’s life in the process. If we keep our eyes and ears open, animals have a much better chance at having a good life or potentially, a great life and a second chance.

6. Adopt or donate money to shelters. We have found many strays over the years, and helped them medically, given them training, and found them loving homes. If you see an animal that needs some TLC, or a home- help as you are able.

3 Things to Consider When You Experience Pain

Is that pain you feel in your back, neck or shoulders just a momentary twinge from strain you are putting on your body, perhaps with a new exercise regimen? Or is there something deeper and more serious at work? Either way, you ignore it at your peril.

“Pain is an alert system; it tells us that something is wrong,” says Bradford Butler, a chiropractor and author of The Blueprint for Back Pain Relief: The Essential Guide to Nonsurgical Solutions. “Chronic pain goes a step further. It is telling you that a whole system in your body isn’t working right.”

For many people and their physicians, the first option for pain, and sometimes the second and third options as well, is to munch on some pain pills – over-the-counter or prescribed – and go on your way.

“That’s fine, except it doesn’t address the fundamental problem,” Butler says. “Too often, with back pain, shoulder pain, neck pain or other chronic pain, many doctors focus on reducing the pain rather than addressing the cause.”

He likens it to waking up with an excruciating toothache, and then visiting a dentist who discovers a huge cavity but, instead of repairing the cavity, just gives you a powerful drug for the pain and sends you home. “Left untreated, the pain would get more debilitating and the damage to the tooth would worsen, leading to bigger and more invasive and expensive procedures,” Butler says. “But that’s what happens when it comes to the American healthcare system and treatment for chronic pain.”

Butler offers these words of advice for those whose bodies are trying to warn them that something is amiss:

Choose your doctor wisely. Blind faith in any doctor is not the answer, Butler says. Instead, ask yourself what the particular doctor you plan to visit is trained to do. In the primary care world, for example, doctors are trained to analyze and to treat symptoms, so they are more likely address the pain rather than its cause. Surgeons often will recommend surgery, because that’s their specialty. Yet, he says, medicine just masks symptoms and surgery isn’t always successful. “It’s your pain, so ultimately it’s up to you to do the research and find out what works, avoid what doesn’t, and find someone who will really help you with your problem,” Butler says.

Don’t let your body resetting its pain level fool you. What happens when you let the pain go? Your body adapts. “It can’t sound the alarm constantly, so it resets,” Butler says. “Where once the threshold for pain was X amount of damage, that threshold gets raised. What that means for you is that the pain goes away. You think the problem must be gone, when in reality, your body’s pain setting has been raised. Eventually, the only time you’re feeling pain is when you’re already in dire straits.”

Think in terms of prevention. This is something dentistry definitely gets right, Butler says. Dental patients are encouraged to have regular checkups, whether they’re in pain or not, so the dentist can head off potential problems. “That’s the way it needs to be for neck and back pain,” he says. “Being free of symptoms doesn’t mean you don’t have major problems brewing. It just means that you don’t know they’re developing.”

“We need to listen to our pain and fix whatever is wrong as soon as possible,” Butler says. “You won’t get better – permanently better – until you find the cause of the problem.”

About Bradford Butler: Bradford Butler, a chiropractor and author of The Blueprint for Back Pain Relief: The Essential Guide to Nonsurgical Solutions is owner and director of Oakland Spine and Physical Therapy, which has three locations in northern New Jersey. Dr. Butler, a graduate of the New York Chiropractic College, has twice been named one of America’s top chiropractors by Consumer Research Council of America and his offices have received the exclusive NJ TopDoc Award for eight consecutive years.

Can You Ever Forgive Me? Starring Melissa McCarthy Movie DVD

Multi-Award Nominated Can You Ever Forgive Me? Starring Melissa McCarthy Arrives on Digital February 5th and DVD February 19th, 2019. Here's some information about the upcoming DVD release and more info about the movie.

Melissa McCarthy is masterful in the captivating account, based on a true story, of Lee Israel, a best-selling celebrity biographer in the 1970s and ’80s. When Lee (McCarthy) comes to the realization that she’s no longer en vogue, she spins her art form into a perilous web of lies, deceit and outright crime to get back on top.

McCarthy and co-star Richard E. Grant both received Golden Globe®* and Academy Award® nominations for their acclaimed performances in the film, which was also nominated for an Adapted Screenplay Oscar®.**

Certified Fresh™ on Rotten Tomatoes®, movie fans can add Can You Ever Forgive Me? to their digital collection on Movies Anywhere beginning February 5th and DVD February 19th, 2019.

ABOUT TWENTIETH CENTURY FOX HOME ENTERTAINMENT: Twentieth Century Fox Home Entertainment, LLC (TCFHE) is a recognized global industry leader and a subsidiary of Twentieth Century Fox Film. TCFHE is the worldwide marketing, sales and distribution company for all Fox film and television programming, acquisitions and original productions as well as all third-party distribution partners on DVD, Blu-ray™, 4K Ultra HD, Digital and VOD (video-on-demand). Each year TCFHE introduces hundreds of new and newly enhanced products, which it services to retail outlets and digital stores throughout the world.

5 Things to Tell Kids Before They Go to College

Got kids that you'll be sending away to college this year? If so, you'll want to read our guest-post article today by teen expert Rabbi Rupp. Several great tips in this one for parents to give to their kids before sending them off! You can learn more by visiting Life Your Legacy.

5 Things to Tell Kids Before They Go to College

1. Before you reinvent yourself, imagine how you want to be perceived when you graduate.

In essence, everything in the beginning was created to facilitate the end. Before you do something, figure out where you want to go. As logical as this is, it is highly unpopular today for one reason: it requires you to be responsible and disciplined in achieving your long term goals at the expense of your short term ones and/or your immediate desires.

The problem is that when you live as someone you aren’t, it’s harder to shake people’s initial perception of you than you might think. “Who cares what people think of you?” you might ask. YOU do. We’re very social animals, and how people perceive us matters to all but the most socially unconscious. So imagine how you want to be when you graduate. Do you want to be a leader? Confident? Set in a path towards greatness? Above the “freshman nonsense” that so many upper classmen talk to me about? So act like that now, and you’ll find yourself becoming what you want, instead of becoming what works just for now.

2. You don’t need a boyfriend/girlfriend.

The world tells us that college is the time for young men and women to meet. Not to date per say, like we did in my day, because the youth are too cultured for that. But maybe to “hang out.” And be friends. And beneficial friends. And then have the talk. Then have more benefits. Soon the Facebook status changes from single to “discussing an exclusive contract.” It could even go to full on “exclusive.” And once the relationship is exclusive, then comes the drama. Quickly it becomes too much for one, and not enough for the other. Relationships require a crucial ingredient called commitment. If you aren’t ready to commit, you aren’t ready to date. Not because you can’t, but because you can’t be in a successful relationship (for both people…that’s implied by ‘relationship’) until you’re all in. The other person’s needs are more important than your own. What he or she wants is your OBLIGATION to oblige. Boyfriend and girlfriend imply exclusivity and commitment. Hooking up means offering what people used to pay for in commitment and nice dinners, for free. It devalues you and what you’re offering. EVEN if it’s fun for you for the moment. Being in a relationship means locking yourself into putting their needs first. For most people, that’s too much this early in life.

3. There are no substitutes, even though it looks like there are.

A body next to you doesn’t mean you’ll feel connected. A room full of people doesn’t mean you’re having fun. So-called “benefits” doesn’t mean you aren’t being used, and definitely doesn’t mean that you’re being respected. A degree in your hand doesn’t mean you’ll be proud of it if you didn’t do the work. An internship doesn’t mean you’ll have someone ready to hand you a job. And a job doesn’t mean you’ll find meaning in life. And even if you think you’ve found meaning in life, it might not be what life is all about.

College, and the lifestyle attached to it, is all about marketing. Just try to keep it in mind. Drinking gives the impression you’re having more fun than you are. Hooking up makes you think you’re more valuable in someone’s eyes than you might be. You feel like you have more worth than if you were to go home alone. Understand that marketing frames reality for the buyer. It doesn’t make it true. Value, meaning, and happiness all has to come from inside.

4. Invest in yourself now, not in your future.

If you’re always looking ahead, you’ll never take the steps you need for now. As John Lennon said 800 years ago, “Life is what happens to you when you’re busy making other plans.” We think and focus on what CAREER we want, and which INTERNSHIP we need to get. We need to live like we’ll live forever. Living forever means there are consequences to what we do. We need to live a life we’ll one day be proud to share with our kids. There’s a secret to life. You never reach an age where it is easy to do the right thing. If you don’t make a habit of doing the right thing now, you won’t do it when you’re older. Maturity is a decision, not an age.

Dreaming like you’ll die today means to dream big. Too often, we dream way too shallow. We don’t have dreams. And if we do, how big do we dream? The greatest potential we have is right now. Our future isn’t here yet, and our past is over. We can do anything now—today. We can make good choices or bad choices. Dreaming like we’ll die today means that we should dream about being great now, making the right choices now, and not thinking that somewhere down the road we’ll become great. In short, you don’t know where you want to be when you’re forty. And even if you know how you want to make your money, there’s more to life than career. To be successful in life, you have to work on YOU, not just your future income stream. And that kind of work can and should be done today.

5. Be proud of who you are, and where you come from.

College for many is a jump into a much broader world. It is exciting and fun to broaden your horizons. However, a lot of times we compare ourselves to others in this much larger pool of people. We wonder why we aren’t as smart, fit, popular, well-adjusted, fearless, etc. as the next guy. We look at our world as too small and compact, and that the broad world is so much more intelligent and cultured than ours. It’s good to broaden. But broaden doesn’t mean dumping who you are or where you come from. A fundamental teaching of Judaism is that you have all the tools you need, and the place where you find yourself in life, is exactly where you need to be In all of human history there has never been you, and in the future there will never be another you.

Pegasus Pony with a Broken Wing Movie DVD

A wonderful family film that touches on the dreams of every young girl, Pegasus: Pony with a Broken Wing arrives on DVD, Digital, and On Demand January 8 from Lionsgate. Awarded the Dove Seal of Approval for all ages, this live-action adventure stars Jonathan Silverman, Charisma Carpenter, and Tom Arnold. Pegasus: Pony with a Broken Wing will be available on DVD for the suggested retail price of $14.98.

OFFICIAL SYNOPSIS: It’ll take a miracle to save the Killian family’s ranch…but miracles come in all shapes and sizes. Just as a greedy developer (Tom Arnold) plans to take over their ranch, tween girl Sydney Killian and a neighbor boy find a mysterious pony with an injured wing. As they secretly heal the creature, they find the pony’s magical powers could change their fortunes forever. This charming family adventure also stars Charisma Carpenter (The Expendables franchise) and Jonathan Silverman (Weekend at Bernie’s).

THE CAST: Jonathan Silverman (Weekend at Bernie’s, Brighton Beach Memoirs), Charisma Carpenter (The Expendables, TV’s “Buffy the Vampire Slayer”), Tom Arnold (True Lies, The Stupids).

You can check out the official movie trailer at: https://youtu.be/BKYOKtNjyd4

Have any of you seen this movie yet? I think it would make a great movie for family movie night with our pre-teen granddaughter!

Disclosure: This is a courtesy post. No product or monetary compensation was received.